Having a healthy budget is just as important as maintaining a healthy body. To get your finances in order, try the 50/30/20 rule. Divide your budget into 50%, 30% and 20%.

• 50% of financially healthy essentials such as bills, essentials such as rent or mortgage, food, car insurance, fuel, internet, cell phone, etc.
• 30% of financially healthy wants such as clothing, entertainment or travel.
• 20% of financially healthy savings

The 50/30/20 method could help you maintain a healthy budget balance. You can do this!
To read more about the 50/30/20 rule, click here for the Intuit Blog.

Here is an example of a simple, monthly budgeting plan. This is what we can do for you on a large scale! Call us, and let us save you money!
205-221-5454

Bankruptcy. If this is where you find yourself, it can be a stressful and fearful place. Thankfully, you do not have to go through the process alone.
Filing for bankruptcy is a serious and involved process with many legal and tax issues. At Downs and Associates, our firm is familiar with the complexities of the bankruptcy filing system and can competently guide you through the process every step of the way.
Call us at 205-221-5454.